About Ridepanda

Ridepanda partners with leading employers like Amazon, Google, and OpenAI to offer e-bike and scooter subscriptions as an employee benefit. Our mission is to make commuting fun, healthy, and sustainable - helping more people replace car trips with joyful, everyday rides.

We are building a category-defining, asset-heavy subscription business — and capital efficiency is core to how we scale.

The Role

We’re hiring a Head of Finance to own and architect Ridepanda’s financial engine as we scale.

This role is highly focused on asset-backed / structured financing — designing and executing capital strategies (e.g., warehouse lines, sale-leasebacks, equipment financing) that allow us to efficiently fund and scale our asset base.

You’ll work closely with the CEO and leadership team across ops, growth, and partnerships. This is a hands-on operator role, not just traditional FP&A.

What You’ll Do

Capital Strategy & Financing (Core)

Own and drive Ridepanda’s capital strategy, with a focus on asset-backed / structured financing
Structure and execute financing solutions (warehouse lines, sale-leasebacks, equipment financing, etc.)
Build and manage relationships with lenders, debt providers, and capital partners
Optimize cost of capital, advance rates, and financing terms as we scale
Monitor and manage covenants, liquidity, and capital efficiency

Asset & Unit Economics

Build and own models across the full asset lifecycle: procurement, deployment, utilization, servicing, and residual value
Develop deep understanding of unit economics, payback periods, and cohort performance
Partner with ops to improve asset utilization, lifecycle management, and cost efficiency

Financial Planning & Analysis

Lead forecasting, budgeting, and long-range planning
Build and maintain cohort-based and scenario-driven financial models (growth, seasonality, churn, utilization)
Drive insights and decision-making across pricing, expansion, and operations

Cash & Liquidity Management

Own short- and long-term cash planning (including 13-week cash flow)
Align inventory, procurement, and financing strategy to avoid liquidity constraints during growth

Equity & Strategic Finance

Support equity fundraising and investor relations as needed
Partner with leadership on strategic initiatives, partnerships, and new markets

Accounting & Operations

Oversee accounting, reporting, and financial operations (in partnership with external/internal resources)
Ensure financial rigor as we scale (controls, reporting, systems)

Who You Are

7+ years of experience in finance, with strong exposure to asset-backed / structured finance
Experience with warehouse facilities, equipment financing, leasing, or similar asset-heavy models
Strong operator mindset — you’ve built models and executed deals yourself, not just managed teams
Deep understanding of unit economics, cohort modeling, and capital efficiency
Comfortable working in a fast-paced, hands-on startup environment
Ability to translate complex operational dynamics into clear financial strategy and lender narratives

Strong plus:

Experience in mobility, fintech, climate, or other asset-heavy businesses
Background in structured finance, lending, or relevant roles in IB/PE with direct deal execution
Experience scaling a company through rapid growth

Why This Role

This is a rare opportunity to build the financial backbone of a fast-growing, asset-heavy business where capital strategy directly drives growth.

You’ll play a critical role in helping Ridepanda scale to tens of thousands of riders — and get the next 10% of people in cities onto bikes.

Benefits

Employer-covered healthcare, including medical insurance with 100% premium coverage
401k plan without match
Flexible paid time off to prioritize well-being and work-life balance
Flexible work arrangements to accommodate individual schedules and priorities
Inclusive and diverse workplace culture that values all employees' unique perspectives and talents
Yearly company and team off-sites
Ridepanda Bike Benefit

Head of Finance